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Can I apply for HELB as first time applicant in second year?

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I need to do the application for my first time or can I appeal at the same time

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Yes, it is possible to apply for HELB for the first time in second year.

If you applied for HELB loan in first year and your application was declined then you have to appeal. If you are applying in second year for the first time then you have to apply as first time applicant via HELB student portal.
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when can i apply?
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