Platinum Credit requires your TSC T-Pay password in order for them to approve your loan on your behalf.
Platinum credit Kenya has not disclosed the interest rate they charge.
However if you use their loan calculator, you will realize that if you took a loan of Ksh. 100,000 and repay within 2 years (48 months), you will be required to pay an interest of ksh. 192,368. Total repayment will be 292,368.
Interest of 192,368 for a loan of Ksh. 100,000 is ridiculous. That is about 200% interest rate.