KCB Mpesa fixed savings account is an account where you can save money and earn interest of over 6%* p.a. Fixed deposit savings must start with ateast Kenya shillings 500 and saved for at least 1 to 12 months.
Target savings account involves setting target of how much you want to save within a particular period and how much you will be saving each month
You do not need a KCB bank account to use KCB Mpesa services