I have a daughter learning in Maseno, she is not able to access NHIF facilities while she is in school even when she is sick, i have to keep sending money for treatment yet she is a dependant, when she comes home, i change her NHIF to nearest hospital, i still have to pay money for her treatment because NHIF has not approved, in a year i use NHIF once or twice yet i pay monthly, of what is it worth of that NHIF if we cant access treatments when needed?